 |
 |
| AFFORDABLE AUTO INSURANCE |
Compare Rates In Your Area
|
|
|
|
FREE NO OBLIGATION Quotes provided by Comparison Market, the leader in auto insurance comparison
Commercial Auto Insurance
Auto insurance for vehicles used for your business purposes is commercial auto insurance. Such commercial auto insurance helps you receive coverage for your vehicles and drivers for any injuries, damages to vehicles, cargo, or property.
Who needs to apply for such auto insurance?
Business persons need commercial auto insurance for their company vehicle or fleet of vehicles. This insurance offers added protection to their company drivers against any accident while on office duty. It incidentally also helps you safeguard your business interests as you can claim all damages in case of any accident or other loss do to liability falling on your shoulders.
It is necessary to have commercial auto insurance for your employees driving vehicles for official and business related purposes. You need non-owned endorsement coverage to protect your employees while on such business work. Similarly, rented vehicles also require such coverage.
What is the available coverage?
Coverage under commercial auto insurance includes property damage, bodily injuries, medical payments, uninsured, or underinsured motorist, collision, comprehensive and motor truck cargo liabilities. Most often, total coverage comes together as a commercial package. You can of course claim discounts for multiple vehicles, direct billing, and other similar options.
Where to buy such auto insurance
It is easy to buy commercial auto insurance by looking through different auto insurance quotes of auto insurance companies on the Internet. You can compare their prices, coverage offered, and see whether they fit into your budget. You can check on their reliability by looking at their financial ratings through reputed companies. Customer support is another major factor to decide on any particular auto insurance provider.
While listing your commercial auto insurance, you should check that name of your company appears as principal insured in your auto insurance policy. Otherwise, it could lead to various legal entanglements while trying for compensation in the event of an accident.
Can I combine personal and business insurance?
No, you cannot combine your personal vehicle insurance and commercial auto insurance. Your personal auto insurance does not provide coverage if you use vehicle for business purposes and have an accident. Again, you face legal charges for misrepresentation if you use your commercial vehicle for personal use.
Last 5 visitors got quotes in these states - Colorado auto insurance , California Auto insurance , Florida Car Insurance , Louisiana Car Insurance and North Carolina auto insurance
